Guides
Home loan eligibility
Short, practical pages for high-intent questions — then get your Bank-Ready Score.
Home loan eligibility on a ₹1 lakh salary
See how much home loan you may get on ₹1,00,000 monthly income. FOIR, EMI headroom, CIBIL and a free Bank-Ready Score in 2 minutes.
Home loan eligibility on a ₹50,000 salary
Plan a home loan on ₹50,000 monthly income. Understand FOIR limits, EMI room, CIBIL and how to improve odds before you apply.
Home loan eligibility on a ₹2 lakh salary
Estimate home loan capacity on ₹2,00,000 monthly income. FOIR headroom, LTV, CIBIL and lender fit — plus a free Bank-Ready Score.
Home loan with a CIBIL score around 700
What a CIBIL score near 700 means for home loan approval in India, which levers help, and how to check fit before you apply.
Home loan when you are self-employed with a low ITR
How home loans work for self-employed buyers with modest ITR figures. Documents, FOIR, common blockers and how to prepare before applying.
Why home loans get rejected (and what to fix)
Common reasons Indian home loan applications get rejected — FOIR, CIBIL, LTV, documents, property — and what to improve before you reapply.